What Percentage of U.S. Companies Accept Cryptocurrency Payments in 2025?

Introduction: Cryptocurrency payments are rapidly moving from fringe to mainstream, with more companies seeing digital currency as a viable payment option. In 2025, the number of U.S. companies accepting cryptocurrency has grown significantly, driven by demand for secure, flexible payment methods that fit today’s digital landscape. But just how many companies in the U.S. are on board with cryptocurrency, and why is this trend gaining traction?

Let’s dive into the numbers, trends, and reasons behind the rise of crypto payments in American businesses—and what it could mean for the future of finance.

Quick Snapshot: How Many U.S. Companies Accept Cryptocurrency in 2025?

In 2025, approximately 0.0071% of U.S. companies are reported to accept cryptocurrency as a payment method. This represents about 2,350 companies. Major corporations like Microsoft, AT&T, and Overstock have paved the way, while small and medium-sized enterprises are following suit to attract tech-savvy consumers and tap into a broader customer base.

This growth marks a big shift in how U.S. businesses approach payments, as they recognize that cryptocurrency can offer advantages beyond what traditional payment methods provide. Let’s break down the trends behind this surge and how it’s affecting different sectors.

Rising Trends in Cryptocurrency Adoption Among U.S. Companies

The adoption of cryptocurrency as a form of payment has seen steady growth over the last decade, but a notable uptick occurred around 2020-2022. During this period, increased awareness and acceptance of digital assets helped drive interest among businesses. According to a survey conducted by Deloitte, about 83% of retailers in 2022 were exploring digital currency payment options.

Here are some factors contributing to this upward trend:

• Consumer Demand: Millennials and Gen Z consumers, who are more tech-inclined, have shown a preference for payment options beyond traditional banking systems. Over 60% of young adults now own cryptocurrency, and nearly 50% have expressed interest in using it for everyday purchases.

• Global Expansion of Cryptocurrencies: Bitcoin and other cryptocurrencies have grown in popularity worldwide, leading businesses to see crypto as a way to engage international markets more efficiently.

• Technology Improvements: With advancements in blockchain technology, payments are faster and more secure than ever. Improved crypto payment platforms have made it easier for companies to accept and process crypto transactions with less risk.

Industry Breakdown: Which Sectors Are Leading the Way in Crypto Payments?

While more U.S. businesses overall are accepting cryptocurrency, adoption rates vary widely across industries. Here’s a look at some sectors where crypto payments have gained significant traction:

1. Technology and E-commerce:

   • Tech companies are natural adopters of cryptocurrency. Companies like Microsoft, which accepts Bitcoin for certain products, and Overstock, which was one of the first retailers to accept Bitcoin, set early examples.

   • Stat Insight: In the tech sector, around 20-30% of companies are estimated to accept cryptocurrency as of 2025, with e-commerce platforms leading this adoption.

2. Hospitality and Travel:

   • As travel becomes more digital, cryptocurrency payments are helping travelers book hotels and flights using Bitcoin, Ethereum, and even stablecoins. Companies like Expedia and airBaltic offer crypto options.

   • Stat Insight: About 12% of hospitality and travel companies now accept cryptocurrency, driven by international customers who prefer digital currency for ease and convenience.

3. Retail and Food Chains:

   • From large chains like Starbucks (via a third-party app) to independent retailers, businesses are expanding payment options. Retailers and restaurants see crypto as a way to attract customers interested in innovative payment methods.

   • Stat Insight: 2-5% of U.S. retail businesses accept cryptocurrency, a number that’s expected to grow as payment processors streamline the transaction process.

4. Small and Medium-Sized Businesses (SMBs):

   • Interestingly, SMBs are showing interest in crypto, especially in niche markets. Accepting cryptocurrency can provide a competitive edge, especially in industries like digital marketing, freelance services, and even real estate.

   • Stat Insight: 0-1% of SMBs are reported to accept cryptocurrency, with projections suggesting this could quadruple by the end of the decade.

Why U.S. Businesses Are Embracing Cryptocurrency Payments

For companies, accepting cryptocurrency isn’t just about keeping up with trends—it’s about tapping into a unique set of benefits:

1. Lower Transaction Fees:

   • Credit card companies typically charge merchants 2-3% per transaction. By comparison, cryptocurrency transactions generally cost under 1%, saving businesses money over time.

2. Security and Fraud Prevention:

   • Cryptocurrency transactions are encrypted and verified, reducing the risk of fraud. This is particularly valuable for e-commerce businesses, where fraud rates can be high.

3. Attracting New Customers:

   • Accepting crypto can appeal to a new audience. Research shows that about 40% of crypto owners are likely to spend their assets with companies that accept them.

4. Fast Transaction Processing:

   • Unlike traditional banking, which can take days for cross-border transactions, crypto payments can be completed in minutes, making it attractive for global businesses.

Challenges Facing U.S. Businesses in Accepting Cryptocurrency

Despite the benefits, companies still face challenges that can make crypto adoption complex:

1. Volatility:

   • Cryptocurrencies are known for their fluctuating value, which can make it difficult for businesses to predict revenue. For example, Bitcoin’s price has swung from $30,000 to over $80,000 in a single year (2024).

   • Many companies use payment processors that instantly convert crypto to dollars to avoid the risk, but this solution is not without its own costs.

2. Tax and Regulatory Concerns:

   • Cryptocurrency is classified as property for tax purposes in the U.S., meaning that businesses must calculate the capital gains tax for each transaction. This adds an extra layer of accounting.

   • Regulatory frameworks are evolving, with some states more crypto-friendly than others. Companies may face compliance issues if they operate across multiple jurisdictions.

3. Cybersecurity Risks:

   • Cryptocurrency is digital, so it can be vulnerable to hacking. While blockchain technology is secure, businesses accepting crypto need to ensure they have cybersecurity measures in place to protect their digital assets.

How Businesses Are Handling Crypto Payments: Popular Methods and Platforms

For companies exploring crypto payments, there are several platforms available to make the process simple and secure. Some of the most popular options include:

• Coinbase Commerce: A widely used platform that enables merchants to accept multiple cryptocurrencies, offering a user-friendly interface and secure processing.

• BitPay: Known for allowing businesses to accept and immediately convert crypto to fiat, minimizing exposure to price volatility.

• PayPal: As of 2025, PayPal’s cryptocurrency feature allows businesses to accept crypto without setting up a wallet or handling conversions directly.

Each of these platforms provides unique advantages, allowing businesses to choose the one that best fits their goals.

The Future of Cryptocurrency in U.S. Commerce

The trajectory for cryptocurrency adoption looks promising. Experts predict that by 2030, as many as 50% of businesses could be accepting some form of cryptocurrency, especially as digital wallets and mobile payment options make transactions easier.

Government regulations are expected to evolve alongside this growth, providing clearer guidance and protections for both consumers and businesses. New technologies, like stablecoins and CBDCs (Central Bank Digital Currencies), could also play a role in reducing crypto volatility, making it an even more attractive option for companies.

Fun Fact: Imagine a future where you could use Bitcoin or Ethereum to buy anything from a coffee to a car. As the world moves toward decentralized finance, this could be closer than we think.

Conclusion: A New Era of Payments for U.S. Companies

With a growing percentage of U.S. companies accepting cryptocurrency payments, it’s clear that digital currencies are reshaping the world of business. While there are still hurdles to overcome, the benefits and popularity of crypto make it an exciting area for companies looking to innovate and attract a tech-forward customer base.

Whether it’s the lower fees, the faster transaction times, or the ability to reach a global audience, cryptocurrency offers businesses a unique set of tools for the modern economy. As we move deeper into the digital age, crypto could soon become as common at the checkout as a credit card swipe.

Sources: wikipedia.org , your-marketing-coach.com.